Buying a house successfully

Buying a home can be a person's greatest dream because it is a great investment that we will make very rarely in life, if not just once.

For this dream does not become a nightmare is very important to consider all the details, documents, budget, among others, because the minimum error is expensive.

At first sight a house can be seen beautiful, in perfect condition. Many times people fall in love at first sight with a property and buy it with all the security of the world, of course, that could fail if the house is in perfect condition or at least it looks like ... But the problems come later and little since a detailed review of the entire house, including legal matters, was not made from the outset.

The first step in acquiring a home, especially if it is old, is to ask the seller for copies of the deeds, their official identification, marriage certificate, last property payments and services of the last years.

When having the writings it is of utmost importance to verify the data as: location, name of the owner and regime of the property. It is very important that you corroborate the data and make sure they match, if any data changed, such as the name of the street for example, you must tell the notary public to make the annotation when the new deeds are made.

The specifications of the permits and architectural plans, as well as the building license must correspond to reality, if the flat shows 5 floors, can not have 4 or 6.

Make sure that there are no debts and possible liens or problems of litigation, it is important that the seller guarantees in writing that there will be no debt at the time of signing the deed for services such as light or water, although the notary public will verify those details, it is important to eliminate those setbacks to make the process faster.

The purchase and sale contract has to carry all the data of the property as: streets, number, colony, total area, construction, drawer (if any), finishes, materials, total price of the property, additional costs, penalty amounts, date of delivery, insurance (if any), guarantee and other details related to the property.

Once all the above points are verified, you will be ready to go to the notary to register the property to your name, it will be necessary to give an advance to pay for some necessary steps and documents, the processing takes 25 to 30 calendar days.

And finally, the signing of the deed, the process ends once you and the seller appear to the notary offices to sign the deeds. At this point it is when you will have to liquidate the property completely. Once both parties have signed, the notary presents a copy of: appraisal and non-debit certificates to the Public Registry, with the corresponding tax payment for the Registry to make the registration of the purchase-sale operation. And ready, officially the house of your dreams is yours.